Pay Monthly Phones

4.5 stars across 20,000+ Trustpilot reviews. Thousands are joining Raylo every month.

Get the latest iPhone, Samsung Galaxy or Google Pixel pay monthly, with no upfront cost and no long contract. Raylo is rated 4.5 stars from over 20,000 Trustpilot reviews.

Why spend loads of money on a new phone, settle for an old one, or lock into a long phone contract? With Raylo, you subscribe instead: pick your phone, choose optional insurance, and get free next-day delivery with a premium case and screen protector included.

When your term ends, extend and save, upgrade to something new, or send it back. Signing up takes minutes, with a soft credit check that won’t affect your score.

Why more people are paying monthly for their phone with Raylo

Looking for an iPhone lease in the UK?

Apple’s own Upgrade Programme, which lets US customers pay monthly for an iPhone and hand it back, upgrade or keep it, isn’t available here yet. Raylo works in a similar way and is available to UK customers today: pay monthly, then extend and save, upgrade to the newest iPhone, or send it back, with no ties to the Apple Store.

Cancel-anytime flexibility, no long contracts

With Monthly Rolling, you’re in control. No long contracts, no strings, just a flexible pay monthly phone plan you can cancel whenever you like.

Low, fixed monthly costs, no surprises

Raylo’s pay monthly phone plans are low, fixed and transparent, with no big upfront hit and no hidden fees. All phones come SIM-free, so you can pair yours with whatever network plan works out best.